We know life insurance can be a sensitive topic with many intricacies. Let us help you to ensure that your legacy is your top priority and your family won’t need to stress about finances at a time when they should be grieving their loved one.

Alta Family Life is the bridge between clients and the insurance carriers to provide you with the best policies at the best rates.

about alta family life

Ryan Pretnik

Co-Founder

Ryan Moody

Co-Founder

Bret Swope

Co-Founder

The Team

Bret brings over 25 years of insurance expertise to the table, starting his journey in the final expense sector. He's driven by a deep-seated desire to assist individuals in discovering the perfect insurance solutions tailored to their needs. Outside of AFL, you'll often spot him outdoors with his family, including his 7 grandkids.

Ryan Moody brings over 25 years of high-tech sales leadership and entrepreneurial experience, always prioritizing people. A devoted family man with four children, he believes family comes first. With degrees in Communications and Business, Ryan excels at building relationships and driving success. In his free time, he loves boating and skiing with his wife and kids.

Ryan has been diving deep into the world of high-tech software solutions for over 17 years, especially those that make a difference in healthcare. He's all about using technology to tackle real-world challenges, and at Alta Family Life, his mission is to leverage tools like AI, automations, CRMs, and more to ensure everyone gets the best coverage possible. Outside of AFL, you can find Ryan traveling the world with his wife and 3 little girls.

The meaning of Alta is “high or elevated” - we only offer the best quality products with customer service being our top priority.

It is also inspired by our origins in the high mountains of Utah.


Behind the Name

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Family is the #1 reason we started this business. We understand how important your family legacy is and keep that top of mind when looking for the right benefits.

When you choose Alta Family Life, you become part of our family.

Quick and easy final expense life insurance. 

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TEXT 855-466-1312